This is groundless. Don't listen to other people's hearsay, mind your own business. It doesn't matter to us that he owes money for profit, as long as your money doesn't grow wings and fly away in Yu 'ebao. I hope I can help you and adopt it. Thank you.
Some big bosses owe tens of millions of dollars to banks. Why are they still so smart?
This is similar to a popular saying recently: In China, most rich people are really heavily in debt. Many people usually drive luxury cars and live in luxury houses, and they look very rich. In fact, the car may be bought by loan, and the house can also be bought by loan. Maybe a loan plan. This means that the debts of the poor are debts, while the debts of the rich are assets.
The biggest difference between the poor and the rich is how to create value with borrowed money instead of spending it on debt. Generally speaking, the basic conditions for saving money in the bank are mainly the poor. The poorer they are, the more money they borrow and the richer they become. Therefore, it is suggested that ordinary people should not waste money among the rich, but use leverage to create their own wealth. In fact, in 20 14, Wang Jianlin owed Wanda $420.5 billion. Ma Yun 20 17 had a debt of $26.5 billion in the first quarter, equivalent to RMB167.4 billion. Liu's debt in fiscal year 20 16 was 17 1000 billion USD, equivalent to more than RMB 1000 billion. Tencent's debt to Malaysia in fiscal year 20 16 was RMB 209.6 billion. Xu Jiayin, the new richest man, has a debt of 800 billion.
But we must understand that the responsibilities of these rich people are different from those of ordinary people. Because generally speaking, the cost of borrowing money is relatively low, they can quickly expand the market by borrowing money. Once the market share is increased and the pricing power of the market is obtained, income naturally exists. As long as the income from investment projects is greater than the borrowing cost, you can make money. Ordinary people borrow money, which is more difficult to obtain a higher return on investment than the cost of borrowing money.
Banks are not stupid. They borrow money at will without any risk assessment. The debts of the rich are usually based on assets and secured by assets. A person who can owe tens of billions to the bank can still pay back the debts, or the bank thinks he has the ability to pay back the debts. In addition, people also have a way of doing business, and they can make money for themselves with bank money. This is the price of people's elegance.
How many billion RMB does Ma Yun owe the bank?
Ma Yun's Personal Value
On September 20 18, ma yun announced that he would step down as chairman of the board of directors of the group on September 20 19 and be replaced by CEO Zhang Yong; In February, 65438, the CPC Central Committee and the State Council awarded Comrade Ma Yun the title of Reform Pioneer and awarded him the Reform Pioneer Medal.
20 19 In March, Ma Yun ranked 2 1 on the 20 19 Forbes list of global billionaires with a wealth of 37.3 billion dollars. In May, Ma Yun and others were appointed as new advocates of sustainable development goals by UN Secretary-General Guterres; June 5438+10, won the Forbes Lifetime Achievement Award; In the same year, he was selected into the 20 19 Forbes annual list of multinational business leaders.
On September 30, 2020, Ma Yun ceased to be a director of Alibaba Group. In April, 20021,Ma Yun ranked 26th in Forbes' list of the world's richest people with a wealth of $48.4 billion.
How many billion RMB does Ma Yun have?
The latest data shows that Alibaba's latest market value is 445.5 billion US dollars, and Ma Yun holds about 7% of the shares of Ali, so Ma Yun's net worth is 365,438 US dollars +0 1 billion US dollars! Let's use $365,438 +0 1 100 million to calculate. Let's calculate it according to the annual interest rate of the central bank's demand deposit of 0.35%. If you put 200 billion in the bank for one year, the interest for one year alone will be 700 million. If calculated according to the one-year fixed interest rate 1.5, the annual interest will reach 3 billion yuan. The daily interest is 8.2 million RMB. Even if you win the lottery of RMB 5 million every day, the interest earned for one year in a row is not as high as that earned by Ma Yunjia in the bank for one year. Of course, this is just one of our assumptions. After all, who is Ma Yun? Ma Yun's brain can be understood by ordinary people? Why do rich people have money? In other words, they will not get tired of money and know how to make money with it. You asked Ma Yun to put all his fortune in the bank. Although the daily rest is scary, people obviously won't do it. First, because Ma Yun's so-called net worth is basically impossible to cash out in the stock market. There is no shortage of consumer goods and life is guaranteed. Money is really useless when you don't have to pay for everything yourself. Dear Lao Tie, we don't have to worry about the lives of big bosses. Let's care about our three meals a day!
Ma Yun started from scratch and created today's glory through his continuous efforts-Alibaba. Undoubtedly, many of the softwares we use now belong to Alibaba. Now all the students can't attend classes because of the epidemic. At this time, Ma Yun's nails appeared. What a timely rain! All these can prove the strength of Ma Yun, so how many billions does Ma Yun have? Let's find out!
How many billions does Ma Yun own?
Ma Yun is currently worth $37.5 billion, ranking 22nd in the world.
Horse profile
Ma Yun, the founder of Alibaba Group, used to be an English teacher and was assigned to Hangzhou University of Electronic Technology (now Hangzhou University of Electronic Technology) as a lecturer in English and international trade. I entered Hangzhou Normal University despite my family's opposition to taking the third college entrance examination. After graduation, the interview was not smooth, even the KFC salesman was unsuccessful. (It is said that when 25 people went to KFC for an interview, the other 24 people were hired, but Ma Yun was not hired ...) 1 China Yellow Pages was priced at 600,000 yuan, accounting for 30% of the shares, and Hangzhou Telecom contributed 1.4 million yuan in cash, accounting for 70% of the shares. From 65438 to 0997, after being invited by MOFTEC to establish China International Electronic Commerce Center (EDI), Ma Yun decided to give up China Yellow Pages. He sold his 2 1% China Yellow Pages to the company at a low price of 20 or 30 cents per share and got back 65,438+10,000 yuan. Later, Ma Yun and his team developed a series of websites in Beijing, such as the official website of MOFTEC, online China Commodity Exchange Market, online China Technology Export Fair, China Investment Promotion Association, online Canton Fair, China Foreign Trade and Economic Cooperation, etc. Alibaba went public in new york in early 20 14, setting the world's largest public offering, raising $25 billion. In the face of Alibaba's listing, Xinhua praised investors' trust in China, a local enterprise and its founder, and called it "the China miracle".
Let's stop here for the introduction of how much money Ma Yun owes the bank.