The questioner should ask what types of credit loans are available. I have summarized some for your reference.

1. China Construction Bank - Quick Loan

It is the earliest credit loan to be used. It has low interest rate and high credit limit. It is a good credit loan.

2. Bank of China - Bank of China E Loan

The credit loan currently used has a limit of 110,000, an annual interest rate of 4%, and a monthly interest payment and principal repayment model at maturity, one year time. It's a very good credit loan. The interest rate is lower than that of China Construction Bank, but the credit limit is too small.

3. ICBC--Rong e-borrowing

The loan amount is between 600 yuan and 800,000 yuan. Invited users who meet the specific conditions of ICBC can apply. The loan will be available within one year. The annual interest rate is 5.22% within one year, and the annual interest rate is 5.7% for more than one year. The loan can be loaned for up to five years, with equal principal and interest repayments, equal principal repayments, one-time principal repayment with interest on schedule, and one-time principal and interest repayment.

4. China Merchants Bank - Flash Loan

The unused quota is 200,000 in total, with an annual interest rate of 6.12%, and terms of 6, 12, and 24 months are available, among which In December, the principal can be repaid with monthly interest payments; in June and December, only equal principal and interest can be repaid.

5. CITIC--Xinmiaodai

The credit loan you plan to use has a limit of RMB 80,000 to RMB 50,000 and an annual interest rate of 5.68%. It is available in March, June and December. , 24-month and 36-month terms, all of which can be repaid with monthly interest and principal upon maturity. The interest rate is higher, but the term can be three years, and interest can be paid monthly. I plan to use this when the Bank of China E-loan expires.

6. Agricultural Bank of China--NetJie Dai

It changes every year, so you can always pay attention to the latest news released by the bank