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Does the loan need notarization to buy a house? how much is it?
1. Is it necessary to notarize the loan to buy a house? How much is the charge?

Need. If a house loan needs notarization, the notarization fee is generally a 200 yuan, plus 10 yuan or two thousandths of the loan amount. Notarization fees are generally required for foreigners or foreigners to notarize their identity cards or passports when they cannot confirm the authenticity of the documents when buying a house.

Second, do you need notarization for buying a house with a pre-marital loan?

If there is no invalid reason stipulated by law, the prenuptial loan purchase agreement is valid. As long as the purchase agreement meets the effective requirements of the contract, it has legal effect. Legal absence, mandatory provisions of administrative regulations, malice of the actor and the relative person

legal ground

Article 100 of the Civil Code

A civil juristic act carried out by a person without capacity for civil conduct is invalid.

Article 146

The civil juristic act implemented is invalid.

The Civil Law stipulates that the act of concealing false expression of will shall be dealt with.

Article 153

A civil juristic act that violates the mandatory provisions of laws and administrative regulations is invalid. However, unless mandatory provisions do not invalidate civil legal acts.

A civil legal act that violates public order and good customs is invalid.

Article 154

Civil law in which the actor colludes maliciously with the counterpart to harm the legitimate rights and interests of others.

Third, why do you need notarization when buying a house?

The reason is to protect the interests of buyers to the greatest extent, but not all houses need notarization, so there are many situations that need notarization, as follows:

1. When buying a new house, if both husband and wife buy the house together, but when signing a contract to handle the relevant loan procedures, if one of the buyers cannot be present, it is necessary to handle the notarization of the house.

2. Notarization of the sales contract. In the process of buying and selling houses, if one party is a foreigner, the sales contract must be notarized before it can take effect. Customers with foreigners cannot be sent to the trading center for trading without notarization.

3. Entrusted notarization. If both parties to the transaction are unable to handle the relevant property transfer formalities in person, they can only entrust others or intermediary companies to handle the relevant formalities. Generally, the trading center will require the parties who cannot be present in person to issue notarized power of attorney to handle the relevant transfer procedures for them.

4. Notarization of loan contract. If foreigners want a loan to buy a house, their loan contract must be notarized by a notary office. Only the loan contract notarized by the notary office will the trading center accept and handle other rights certificates.

5, gift notarization, real estate gifts generally have to go to the trading center to change property rights, then the gift agreement must be notarized, and the gift notarization fee is 2% of the total contract price.

Note: Before buying a house, if the property right does not involve other people, the buyer does not need to notarize the house.

Extended data:

Notarization is an activity in which a notarization institution proves the authenticity and legality of civil legal acts, facts and documents with legal significance according to the application of natural persons, legal persons or other organizations and legal procedures. Notarization system is an integral part of the national judicial system and a judicial means to prevent, maintain and consolidate the legal order. The certifying activities of notarization institutions are different from the litigation activities of people who try cases. The former is to identify the authenticity and legality of legal acts and documents and facts with legal significance before the occurrence of civil disputes, so as to prevent and reduce litigation. It can't solve disputes for the parties; The people's litigation activities are conducted by the parties after the occurrence of civil rights and interests, with the aim of making a ruling.