First, the maximum loan amount.

Formula: The maximum loanable amount is the monthly income of the borrower's family (monthly income = the monthly contribution of the employee's individual housing provident fund ÷ the contribution ratio of the employee's housing provident fund), the remaining amount after deducting the living expenses of 400 yuan at least every month, and then divided by the monthly repayment amount of every ten thousand yuan of loan within the loan application period.

Second, the * * * loan to buy a house information

(1) ID card (double-sided for the second generation)

(2) Household registration book: home page, index page and personal page.

(3) proof of income (provided by the bank and stamped with the company seal)

(4) Purchase contract

(5) Marriage certificate

(6) Deposit receipt

Note: (1), (2), (5) and (6) need to be in triplicate.

The above information comes from:

China Housing Provident Fund Network