There is no strict regulation on the monthly repayment time of Fu E loan of rural commercial bank. Generally, repayment can be made at the beginning of the month, which is operated by the whole system, so repayment can also be made on holidays. Just go to the bank account to deposit enough money, and remember to check whether there are any omissions in the bill after repayment every month. Farmer's "Fu E Loan" is the latest online loan platform launched by Hubei Rural Credit Cooperative. Customers can apply independently, withdraw money and repay money by themselves through rural mobile banking.

First, rural commercial banks to apply for small secured loans conditions

1. Borrower 18-55 years old, with full capacity for civil conduct;

2. The borrower's credit status is good and there is no significant bad credit record;

3. Deal with debit cards in rural commercial banks and register mobile banking;

4. Other conditions required by Hubei Changyang Rural Commercial Bank.

Second, will the overdue e-loan of rural commercial banks affect credit reporting?

The consequences of rural commercial banks' one-day stay in loans overdue include: one day overdue, overdue records, and credit reporting at the meeting; One day overdue will also result in overdue penalty interest; Rural commercial banks will send text messages for collection; If the user's loan is recovered, the amount may be frozen after it is overdue; Overdue will reduce the comprehensive credit score of rural commercial banks to users. It is suggested to repay the loan as soon as possible after the deadline to reduce the adverse effects.

Third, what problems should be paid attention to when handling e-loans of rural commercial banks?

1. If certain conditions are met, you can apply for e-loan from rural merchants. However, when applying for e-loan from rural merchants, we should pay attention to its formality and avoid borrowing from informal platforms. If the e-loan of rural commercial enterprises claims to be launched by the bank, it is best to call the customer service phone of the bank for consultation to determine whether it is formal.

2. Users should know the loan interest rate when applying for a loan through e-loan. If the loan interest rate is too high, the interest paid after borrowing is too high, and it is easy to be overdue when returning it later. Penalty interest will be generated after the overdue period, and the platform will collect overdue. If the user's loan amount is large, it is best to borrow from the bank at this time.