Does the questioner want to ask "Will the mortgage interest rate in Houma be high in 2023?" high. According to inquiries on the Houma Municipal People's Government website, as of October 7, 2023, the mortgage interest rate in Houma is 4.9%, which is very high for people who need loans to buy houses. For a home loan, a home buyer fills out an application for a home mortgage loan to the bank and provides legal documents such as ID card, proof of income, house sales contract, letter of guarantee, etc. that must be submitted.