If you need to apply for a self-service loan, Agricultural Bank of China has launched an online loan business. At present, you can apply through personal online banking and pocket banking (currently only second-generation KBao customers are supported), which can be automatically approved and quickly received.

If you have a savings card of the Agricultural Bank of China, you can log in to the pocket bank and click "All → Online Loan → Apply Now", or log in to the personal online banking and click "Loan → Online Loan → Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC.

The term of NetJet loan is less than one year, and it can be repaid in advance.

The borrower handles the prepayment business through the following self-service channels.

Repayment of personal bank loan: log in to personal bank loan, click "More-Online Loan-My Online Loan" and click "Repayment".

Personal online banking repays online loans: log in to Fashion Online Banking, click "Loan-Online Loan-My Online Loan" and click "Repay".

Second, the Agricultural Bank of China personal loan process

Personal employment loan refers to the RMB loan business issued by Agricultural Bank of China to borrowers for legal production and operation. Business advantages ◆ The loan targets are wide: natural persons engaged in legal production and business activities, including individual industrial and commercial operators, investors of sole proprietorship enterprises, partners of partnership enterprises and contractors or lessees of unincorporated private enterprises. High loan amount: a single household can get a loan amount of up to 5 million yuan. ◆ Flexible methods and diverse choices: credit loan line, secured loan line and mortgage loan line. ◆ The mortgage amount can be approved once and reused many times. ◆ You can use the self-help method, borrow and repay by yourself, which is easy and independent.

How to borrow depends on your own conditions, whether it is guarantee, mortgage or other means, and the process is not the same.

3. How to handle the personal loan of ABC?

It is suggested that you can apply for loans through formal banking channels, such as the "Netjet Loan" of Agricultural Bank of China.

Netjet loan refers to a small consumer loan which is granted by China Agricultural Bank in cash to individual customers of China Agricultural Bank who meet certain conditions, and is self-applied, quickly received, automatically approved and self-credited. It is recommended that you apply through formal channels, and don't trust the information of online lending platforms.

The following is the application process through Pocket Banking:

Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown:

Step 2: Select the "online loan link" product, as shown in the following figure:

Step 3: Enter the NetJet loan introduction page, where the advance loan amount can be displayed, and click Apply Now, as shown below:

Step 4: Enter the application page, select the loan purpose, loan and repayment account (must be Zhang Yin's registered account), confirm personal contact information, check the consent option below, and then select Submit, as shown in the following figure:

Step 5: Select the loan and enter the signing information interface. After confirming that the information is correct, click Next to enter the face-brushing authentication. After the authentication is successful, click Start Authentication to enter the final signing interface, click OK to verify the security tool (KBao or KOrder), and then jump to the signing interface. After signing the contract successfully, you can click "Lending" directly.

Tips: The online loan application time is from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If it exceeds the limit of the day, the system will prompt that "the limit that can be applied for today has been used up, please apply again the next day", and the limit will be restored at 7:00 the next morning.

From July 25th, 20 19, new online loan customers can apply for loans through personal banking channels or super-counter channels. Personal online banking channel has been suspended, but loan inquiry and repayment can still be handled. For existing customers, personal online banking can inquire and repay, but it cannot lend money. If you need to operate a loan, you must handle it through a personal bank.

The actual loan of ABC is subject to the system approval. If you have any other questions, please consult the local personal loan center.

(Answer time: 202 1 April 21. In case of business changes, please refer to the actual situation. )

Four, how to handle the personal loan of Agricultural Bank?

Handle it like this:

1. The Agricultural Bank applies for a loan and provides relevant information.

2. The bank shall review the personal qualifications and materials of the borrower.

3. After approval, the bank signs a loan contract with the borrower.

4. The bank will issue loans.

5. The borrower needs to repay the loan on time.