Renminbi personal second-hand housing loans are priced according to the latest LPR issued by the People's Bank of China. Loans with less than 5 years (inclusive) use 1 year LPR, and loans with more than 5 years (inclusive) use LPR for more than 5 years. When the loan repricing date is adjusted, the LPR of the loan pricing benchmark will be adjusted to the latest LPR of the corresponding grade published by the People's Bank of China.
Tips:
For details, please consult the acceptance outlets. You can click the life-outlet queuing function in personal mobile banking to query outlets (no need to log in to personal mobile banking).
(Answer time: April 2024 17)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.