The steps are as follows:

1. Log in to CCB online banking and select Personal Loan - Loan Maintenance.

2. Select a branch.

3. Select the loan that needs to be changed and click Maintain Debit Account.

4. Click Add.

5. Select the new bank card number and confirm it.

Extended information

An installment loan is a loan that the bank agrees to be repaid by the borrower in installments over a certain period of time. When a bank issues this kind of loan, it must investigate the borrower's financial status and repayment ability. At the same time, the loan contract must determine the installment time, the amount of each installment, and the calculation of interest. For example, a bank issues an installment loan of 1.2 million yuan, which is issued at the beginning of the year and collected at the end of the year. A loan of 100,000 yuan is collected at the end of each month, and the interest is settled in one lump sum at the end of the year. For borrowers, this method not only meets a large capital need at one time, but also reduces the interest burden from amortization. For banks, it not only provides loans and increases profits, but also accelerates loan turnover from amortization and reduces risks. In the past, only a small proportion of loans in our country were issued in this form. With the reform of the credit system, this loan method will be promoted within a suitable scope.

According to the specific repayment method, installment loans can be divided into complete equal installment repayment method and partial equal installment repayment method.

(1) The full installment equal installment method refers to a method in which the principal and interest of the loan are repaid regularly according to a certain same amount, instead of repaying the principal and interest all at once on the maturity date; it can enable the lender to reduce the amount of debt incurred by the borrower. The risk of being unable to repay a loan when due.

(2) The partial installment equal installment method refers to a method in which part of the loan is repaid in equal installments, and the remaining part of the loan is paid in installments with interest and the principal is repaid in one lump sum when it is due.

Baidu Encyclopedia: Loan repayment in installments