How much is needed
2. What are the conditions for China Agricultural Bank to apply for a card loan?
Certificate, certificate of civil affairs bureau at or above the county level, personal credit investigation and application form
Third, the process of setting up a loan of 50,000 yuan for poor households.
The process of setting up a loan of 50,000 yuan for poor households: firstly, the poor households voluntarily declare, and secondly, the financial poverty alleviation service organizations at the county, township and village levels audit, and the participating banks approve the loan in batches according to the procedures. Set up a file and set up a card for poor households: according to the principles of county as a unit, scale control, grading responsibility, accurate identification and dynamic management, set up a file and set up a card for each poor household to build a national poverty alleviation information network system. About the loan: 1. The simple and popular understanding of loan is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. 2. The purpose of commercial banks' loan policy is to ensure the coordination of their business activities. Loan policy is the general principle guiding every loan decision. The ideal loan policy can support banks to make correct loan decisions and help banks to operate; Secondly, it is to ensure the quality of bank loans. The correct credit policy can keep the bank's credit management at an ideal level, avoid excessive risks and properly choose business opportunities. 3. The loan method is the way for banks to issue loans to enterprises. According to the different ways of loan guarantee, it can be divided into credit loan, secured loan and bill discount. Credit loan refers to the loan issued only by virtue of the lender's reputation; Secured loans refer to secured loans, mortgage loans and mortgage loans; Bill discount refers to the loan issued by the lender in the form of purchasing the borrower's unexpired commercial paper, which can be regarded as a special form. At present, the supply of credit funds in China can be divided into three ways, namely, direct lending, indirect lending and loans from buyers and sellers.
Fourth, Yijun's loan policy for precision poverty alleviation households: I am a precision poverty alleviation household and want to borrow 50,000 yuan. What formalities do I need to go through?
application for insurance
1, poor households apply for direct loans from poor households.
2. Poor households apply for loans from poor households, and the poor households hand over the money to large households (enterprises) and sign dividend agreements with large households (enterprises).
3. Poor households apply for loans from large households (enterprises), but large households (enterprises) must sign agreements with poor households to promote development or share dividends. 3. Application conditions 1, aged between 18 and 60 years old, with fixed residence and full capacity for civil conduct; 2. Hold valid identity documents, have repayment ability, and have no bad credit record; 3, engaged in production and business activities in line with national laws and regulations and industrial policies;
4. Have the willingness to lend and the ability to develop independently;
5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty;
6. The lender shall sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of the loan; Consult your local bank for details!