First, mortgage registration should be based on the registration of land use rights. The right to use collective wasteland and rural enterprises registered by the land management department of the people's government at the county level may be mortgaged, and other types of collective land use rights may not be mortgaged.

Two, collective wasteland land use rights and collective land management departments of township enterprises to apply for mortgage registration, the mortgage contract shall take effect from the date of approval of registration. Without the mortgage registration of the land use right by the land management department, the land mortgage right is not protected by law, and the land use right cannot be disposed of as mortgaged property.

Mortgage registration shall comply with the following procedures:

1, the certificate of consent to mortgage issued by the collective land owner;

2. Assess the land price of the mortgaged land use right;

3. Confirm the land appraisal results;

4. Both parties to the mortgage sign a mortgage contract;

5. Apply for mortgage registration;

6. Review and registration;

7. issue a mortgage certificate.