Renewing the loan is actually the loan process before re-signing. If the age exceeds the age required for the loan, then it is definitely not acceptable. The average age is 55 years old. If you are 57 years old, you will definitely not renew it ~

2. How to automatically apply for a second loan from Ping An Bank on the mobile phone?

Let me talk about the loan conditions of Ping An Bank.

1. Make psychological and practical preparations for the loan. Taking Ping An Bank as an example, the applicant should be very clear about the purpose of his loan, which is also an important condition for the bank to check the applicant's information. Ping An Bank pointed out that loans can be used for car purchase, house decoration, tourism, marriage consumption, education and so on.

You should know how long you can keep it. If Ping An Bank provides 12 months, 24 months and 36 months, the applicant should decide the loan time according to the actual situation, the specified repayment route and the repayment interest rate.

Ping An Bank offers two loan conditions. You can choose to go directly to the business outlets to handle the loan business, or you can log on to Ping An Bank official website to apply online. The final effect is the same.

The loan conditions of Ping An Bank are relatively simple. Apart from the usual loan age (generally between 25 and 55 years old), banks tend to be working-class people with considerable income, with a monthly income of not less than 4,000 yuan and continuous and stable work in the current unit for six months. However, small business households can also apply for loans, but the review will be relatively strict. The applicant shall provide the original and photocopy of the corresponding ID card, household registration book and income certificate issued by the unit. If they can provide paid utilities, deposit certificates, real estate licenses, etc. It will be more conducive to quickly passing the bank audit.

3. What are the rules for prepayment of Ping An Xinyi Loan?

Ping An Xinyi Loan calculates the interest according to the actual loan days. If repayment is made in advance, the interest will be calculated to the repayment date, and the remaining interest does not need to be paid. However, a penalty of 5% of the remaining loan principal shall be charged.

I want to borrow a new generation unsecured loan of 200,000 yuan from Ping An Bank. Which is better, a loan with equal principal and interest or a loan from average capital? Loan for 3 years, how much interest and principal do you have to pay each year?

The mortgage rate is above 10%, and the income is not high, so it is difficult to apply for 200,000 yuan. The loan amount depends on your income. If the monthly income is above 6,000, the loan amount is generally up to 50,000.