In order to promote the stable and healthy development of the real estate market, meet the rigid and improved housing needs of employees, and greatly reduce the housing costs of employees, Tangshan Provident Fund Center took the lead in launching a new policy of "combination boxing" in the province to benefit private practical loans.
New Deal 1: Increase the maximum loan amount.
1. The maximum amount of individual housing loan paid by single or double deposit of employee family housing provident fund is adjusted from 600,000 yuan to 800,000 yuan.
2. Purchase passive ultra-low energy-consumption self-occupied housing with two-star and above green building standards, and the loan amount will increase by 20%, with a maximum loan amount of 960,000 yuan.
3. The maximum loan amount of Tangshan Phoenix talents is 6.5438+0 million yuan.
4. The maximum loan amount of high-end innovative talents introduced from Caofeidian area of China Pilot Free Trade Zone is implemented according to the original policy, and the maximum loan amount is 6,543,800 yuan+0.2 million yuan.
New Deal II: Reduce the down payment ratio of two sets.
1. When employees buy a second self-occupied house, the minimum down payment ratio is adjusted from not less than 60% to not less than 30%, and the loan interest rate is 1. 1 times the personal loan interest rate of the first housing provident fund announced by the People's Bank of China at the same time.
2. If the first owner-occupied house is purchased, the down payment ratio of not less than 30% will still be implemented.
This adjustment will be implemented from March 15, 2022.
Note: You are welcome to call the customer service hotline of the center-12345, and we will answer the relevant policies of housing provident fund for you in detail. Thank you for your understanding and support of our work.