1. Asking for payment of fees before taking out the loan under various names

The fraudster is extremely cunning and clever. At first, he only asked Xiao Wang to remit fees that seemed reasonable and clear. And the amount is not large. Most people think it is a small amount and do not take it seriously. Little do they know that this is a test by the fraud gang and a way to relax the borrower's vigilance. After remitting the first amount of money, the other party will gradually increase the amount required to remit money until the borrower realizes that he has been deceived.

Interpretation: As long as the borrower is required to pay fees for various reasons and under various names before lending, the borrower should pay special attention and not be impulsive and regret it for life.

2. There is no detailed information about the company on the website

An important reason why Xiao Wang was deceived is that the company’s website has detailed content and seems to have everything. In fact, he only found out that there was no company after he was deceived. address.

Interpretation: A formal company must have a company address and a business license. If the company does not even have an address, it is basically a leather company. The borrower must carefully examine the company's qualifications, preferably on-site and conduct a face-to-face assessment of the company's size and professionalism.

3. The loan procedures are too simple

There will never be pie in the sky, so don’t be fooled by the temptation in front of you. Because Xiao Wang was eager to borrow money, he lacked the vigilance he should have. The loan procedure was too simple. There was no meeting, and the other party did not verify Xiao Wang's workplace and credit record. If it were a formal lending institution, wouldn't it be in Giving money to random people without any guarantee? Who will protect the interests of the lending institution?

Interpretation: Formal personal unsecured loans require proof of identity, income, address and other materials to be submitted to the bank, When loan companies and other institutions apply for loans, the bank will entrust the corresponding law firm to conduct a preliminary review, and then the bank will review and approve the application. The loan will be issued after passing the review.