Permanent residence in the local town (or valid residence certificate), or a China citizen with full capacity for civil conduct and a fixed business place;

2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;

3. No bad credit record;

4. Loans cannot be used for stock trading, house purchase, gambling and other behaviors;

5. Other bank microfinance conditions stipulated by the lender. Microfinance bank application materials;

6. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Temporary residence permit shall be provided in different places;

7. Provide stable proof of income source, bank flow sheet and labor contract.

Generally speaking, you can't make a small loan at the age of 60, but it is allowed according to the regulations, and it is allowed under the age of 60.