Xingye family consumption loan is a loan specially provided for users, which can be used for tourism, marriage, decoration, education and training. As long as there are these needs, you can submit an application to Xingye Consumer Finance, and the maximum amount you can apply for is 200,000 yuan, which can meet the needs of most users.
So how to increase the amount of household consumption loans?
1, monthly income. The amount of consumer loans is closely related to the borrower's monthly income, which is about 10 times of the monthly income. If the borrower's personal qualifications are better, the loan amount will also increase.
2. Personal credit. Because industrial consumer finance has a banking background, it will definitely check the borrower's credit information. Good credit information is the premise of obtaining high loans. Having overdue records will not only affect the loan pass rate, but also reduce the loan amount. After all, people with poor credit information are at risk of overdue again.
3. Industrial assets. If you have mortgage and financial assets in Industrial Bank, you can increase the loan amount to a certain extent, and you can provide relevant certification materials when you go to the store.
4. Rotate the line. Generally speaking, the first time you apply for a loan in a company, the amount of the next loan is always relatively low, mainly because there is no reference record, so it doesn't matter if the first loan is relatively low. As long as the loan is repaid on time, the subsequent loan will greatly increase the amount.
To sum up, no matter what the consumption loan amount is used for, the higher the amount, the greater the effect. Therefore, everyone must pay attention to improving personal qualifications and maintaining personal credit in order to further increase the quota.