It is a non-bank financial institution. According to Cai Xi's survey. Com, the full name of Ningyin Consumer Finance Co., Ltd. in the credit information is Anhui Ningyin Consumer Finance Co., Ltd., which was established on 2016019. It is a non-bank financial institution approved by the China Banking Regulatory Commission and has a consumer finance license to provide loans to individual residents in China. Credit investigation is a credit management activity that collects, sorts out and preserves the credit information of natural persons, and then provides services such as credit evaluation and credit report to the outside world. Credit investigation provides a platform for professional credit institutions (such as banks and finance companies) to enjoy credit information, and affects users' future economic activities by recording personal credit behavior.