If Borui GE is taken as an example, there is no discount for 1.5 million naked cars, with 30% down payment, 70% loan, 24 loans in 2 years, and the loan amount is 1.05000. This is the condition. The corresponding expense is the loan management fee of 2400, and the interest is105000 *13.99%-5000 (discounted) =9689.5, so the total loan cost is 12089.5, and the actual interest rate is 10.7%.

The comprehensive annual interest rate is the interest rate calculated according to the final total interest 12 100 and other principal and interest. Because the specific monthly payment will be different, there will be a small error. In the interest-free case, the higher the loan amount, the lower your real interest rate.