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As housing prices continue to rise, the state has adopted corresponding policies to curb real estate speculation. With the increase in consumption levels, store rents have also continued to rise. Many People see business opportunities and want to make money by investing in shops, but shops are often very expensive. So what is the interest rate for a loan to buy a shop? Let’s learn more about it from the article below with the editor.

1. What is the interest rate for buying a shop loan?

1. You can only buy a shop with a commercial loan. The shop loan interest rate is 10% higher than the benchmark interest rate. The benchmark interest rate for loans over five years is 4.9%. The shop loan interest rate is 4.9% * 1.1 = 5.35 %;

2. There are also two types of short-term loans: the annual interest rate is 5.6% within six months including six months, and the interest rate for commercial loans for shops is 6.16%; the annual interest rate is 6% for more than six months and within one year. , the shop commercial loan interest rate is 6.6%;

3. There are three medium and long-term ones: one to three years, including three years, the annual interest rate is 6.15%, the shop commercial loan interest rate is 6.765%; three years to five years Including the annual interest rate for five years is 6.4%, the interest rate for commercial loans for shops is 7.04%; the annual interest rate for more than five years is 6.55%, the interest rate for commercial loans for shops is 7.205%