Count. Because the second-hand housing loan refers to the loan business in which the buyer mortgages the house traded in the second-hand housing market, applies for a loan from the bank to pay the purchase price, and then the buyer repays the principal and interest in installments from the bank. As long as you apply for a loan in a bank, you will have a loan record. The purpose of this is to ensure the accuracy of personal information, so second-hand housing loans are considered as loan records.