The consumer finance industry needs transformation. Ant Financial is an ant consumer finance company established in Chongqing. The main job of Ant Financial is to complete the brand rectification of Huabai and Jiebai. But the customer base behind this has not changed, so it has no impact on the general public. Ant Financial is also used to regulate the consumer lending market, because consumer finance companies are upgraded versions of small loan companies and will have greater market influence than before.

1, flower beds and loan beds are mainly taken over by ants, and the management and supervision of small loans such as flower beds and loan beds will be stricter. For ordinary people, the reduction or closure of the flower garden quota means that their borrowing conditions have also improved, so it is not so good to borrow. Mainly to control consumption in advance and control financial risks, which can also reduce the risks of many people. For ordinary people, therefore, for us ordinary people, we should understand the harm of this risk, control our usual consumption, and avoid a series of troubles caused by excessive consumption.

2. Ant Financial Services Group is a subsidiary of Zhejiang Alibaba E-Commerce Co., Ltd., which started with Alipay established in 2004. 20 14 10, Ant Financial was formally established. Its businesses include Alipay, Alipay Wallet, Sesame Credit, Online Merchant Bank and Ant Financial Cloud. 2065438+February 2005 1 1 day, Alibaba and Ant Financial jointly announced that the relationship between the two companies had been reorganized; On June 12, Industrial Bank and Zhejiang Ant Microfinance Services formally established a strategic cooperative relationship; 165438+1On October 30th, the Internet bank K Bank initiated by Ant Financial and Korea Telecom was approved by the Korean government. On March 20 16 16, PetroChina, Alibaba and Ant Financial signed a contract to cooperate with internet plus; In April, Ant Financial Services Group announced the completion of Series B financing. 20 1 8165438+1October 14. Ant Financial's strategic investment in Shenzhen Piao Umbrella Technology Co., Ltd. is nearly1100 million yuan, which will be used by Piao Umbrella to accelerate enterprise scale expansion and team upgrade.