Hello, the term of car loan is generally less than 5 years. According to bank regulations, car loans are generally 1 year, 2 years and 3 years. If the lender is a doctor, a teacher, a policeman or a civil servant, he can apply for a five-year term, unlike the mortgage loan with a maximum term of 30 years. This is because the amount of car loans is generally large, while the amount of car loans is generally small.