You can borrow money to buy a house in the United States, but you need to have a stable income or business in the United States. If not, experts suggest that cash transactions are more time-saving and labor-saving due to the complicated approval process.

Generally speaking, if you need a loan to buy a house in the United States, the applicant needs to explain or submit the following materials. All materials need to be prepared in English. 1.

Stable income sources and relevant certificates, such as tax bills, employment unit certificates, company financial status, etc. ; 2.

Materials that can prove your credit status, such as credit records or credit points; Preferably American. 3.

Asset status, such as real estate, stocks, cars, bank deposits, pension accounts, funds, etc. ; 4.

Debt status, such as other car loans, mortgages, etc. 5.

The source of the down payment. 6.

Other specific materials.