The current annual interest rate for loans between 5 and 30 years (including 30 years) announced by the People's Bank of China is 4.9. Calculated based on the benchmark interest rate, if the interest rate remains unchanged, the repayment will be in the form of equal principal and interest repayments. The monthly repayment amount is 10557.74 yuan, using the equal principal method. The first month's repayment amount is 12416.67 yuan (for reference only), and the monthly repayment amount decreases month by month.

If you plan to apply for a loan through China Merchants Bank, the loan interest rate needs to be comprehensively priced based on the business type you are applying for, credit status, guarantee method and other factors, and can only be determined after approval by the branch.