Current location - Loan Platform Complete Network - Loan consultation - I bought a facade of 420,000 yuan in Suining, Sichuan, with a mortgage of 240,000 yuan at 10. What is the equivalent of monthly payment and transfer fee? It's better to be more detailed. thank you
I bought a facade of 420,000 yuan in Suining, Sichuan, with a mortgage of 240,000 yuan at 10. What is the equivalent of monthly payment and transfer fee? It's better to be more detailed. thank you
Transfer fee:

1 appraisal fee 100 yuan.

2 deed tax 1-3% (related to area size)

3 Business tax is 5.55%( 144㎡ the property rights of houses below are exempted after 5 years).

4 tax: 1%( 144㎡ houses are exempt from property rights for 5 years).

5 Transaction tax 6 yuan/㎡

6. Application fee and production fee 1 10 yuan.

(For reference, the charges vary from place to place) O(∩_∩)O~

Mortgage: There are two ways: average capital and equal principal and interest, but financial institutions generally only do equal principal and interest.

The loan is 240,000 yuan 10 year, the monthly payment is 27,965,438 yuan +0.55 yuan, and the total repayment is 325,200 yuan.