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What information do college students need to renew their loans?
What materials do college students need to renew their loans for the second time?

Renewing the loan requires the following materials:

1. Two copies of my ID card and that of the borrower.

2. Two copies of the student ID card cover, home page and registration page.

3. Online application forms (I don't know how many).

4. Power of attorney.

5. Last year's contract. Parents can't help you renew your contract, you must renew it yourself.

Extended data:

Materials required for the first student loan:

The first is the university admission notice and my ID card; Close relatives also need to bring their ID cards to sign student loans; There are also transcripts of online loan answers (the passing scores in different provinces are not necessarily the same, and the online answering addresses are different, so you need to ask the relevant departments of the local education bureau). These are all necessary.

Secondly, different materials are needed in different places. The specific materials need to be inquired by the relevant departments of the local government, and then after all the materials are ready, you can apply for a student loan from the lender.

When applying for a student loan for the first time, the loan student and the lender must be present at the same time. However, the student loan procedures that are not the first loan can be handled by the loan student or the lender, and both parties are not required to be present at the same time.

What materials are needed to renew the student loan?

The national development bank's student loan is once a year, and the materials are no different from the first application.

Application materials:

1, national student loan application;

2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

Extended data:

According to the Measures for the Administration of Student Loans of China People's Bank:

Article 4 To apply for student loans, college students must meet the following basic conditions: admission notice or student ID card and valid resident ID card; At the same time, two students or teachers should provide identification.

Article 5 Students in institutions of higher learning who apply for student-origin student loans shall fill in the loan contract in accordance with the provisions, promise to provide the lender with their work units and communication methods after leaving school, and promise not to repay loans overdue for one year, and fail to propose an extension. Lenders can publish their names and ID numbers in institutions of higher learning or related media for enquiry.

Article 6 The maximum amount of student loans shall not exceed the tuition and living expenses of the school where students attend.

Article 7 The term of a student loan is generally not more than eight years, and whether to extend it shall be decided by the lender and the borrower through consultation.

Eighth student loan interest rates according to the provisions of the people's Bank of China loan interest rates for the same period, not floating.

Article 9 The repayment method of student loans is flexible, which can be repaid in advance, with the interest paid, or by installments (yearly, quarterly or monthly). The specific method shall be agreed by the lender and the borrower and specified in the contract. If the principal and interest of the loan are repaid in advance, the interest on the part repaid in advance shall be calculated according to the interest rate agreed in the contract and the actual use time; If the principal and interest of the loan cannot be repaid on schedule, the lender shall collect the penalty interest according to the regulations.

Article 10 Where governments at all levels and all sectors of society provide guarantees or discount interest to borrowers, the discount rate and discount time shall be agreed by the school where the lender or borrower is located and the discount party.

Article 11 A borrower shall abide by his credit. If you drop out of school for various reasons, you should take the initiative to inform the lender of its latest communication mode and work unit, and repay the loan principal and interest on schedule.

Twelfth institutions of higher learning should assist students to apply for student loans, and do a good job in the management of granting and recovering student loans by lenders. Such as transfer, suspension, withdrawal, going abroad, dismissal, casualties, etc. The borrower's school is obliged to inform the lender in time.

Thirteenth lenders should formulate specific operating rules according to these measures, improve services, strengthen the management of the issuance and recovery of student loans, and improve the efficiency of student loans.

What materials should I prepare to apply for a student loan in the second year?

College students apply for a loan for the first time (extension) and submit the following materials:

(1) Application Form for Student-origin Credit Student Loan of China Development Bank (electronic version of U disk, 2 original paper copies).

(2) The borrower's household registration book and valid ID card (show the original and hand in 2 copies).

(3)*** With the payee's household registration book and valid ID card (show the original and hand in 2 copies).

(4) Borrowing students show their student ID cards and submit 1 copy.

The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

In principle, the loan term shall be determined by the number of years of full-time undergraduate education (students according to the remaining years of the education system) plus 10 years, and the longest period shall not exceed 14 years. At the end of two years after graduation from the normal academic system, students will start to repay the loan principal in installments according to the loan contract.