The reason why your next loan is slow is because neither you nor I use our own funds to borrow money. The money borrowed by the applicant is the investor's money, and the loan will not be issued until all the investors have bid. If your bid is not satisfactory, then you and I can't lend you the next issue.
Reasons for refusing the loan:
1. does not meet the age requirement: the age limit of your loan is relatively strict, and it only supports 20-40 years old. If you are rejected for age, you can only choose other loans.
2. Sesame credit is too low: you and I will ask for authorization of Sesame credit in the application. If the sesame credit score is too low, you can only choose other loans, so Bian Xiao suggested that you should take good care of sesame credit at ordinary times.
3. The credit card is overdue for many times or the credit card has not been swiped within six months: as a credit certificate, you must bind the credit card that has been used in the past six months and has a good credit. If it is overdue for many times or the credit card is not swiped within six months, it will be rejected by you and me.
4. Your loan is overdue: If your loan is overdue in bad faith for the first time, it will definitely be rejected for the second time. Borrowed and returned, it is not difficult to borrow again.
How long can I refuse to apply for a loan? The official has made it clear that it will take three months to apply for a loan.
How to determine the credit line between you and me: both of our loan products have a credit line range, and the specific credit line within the range will be determined according to the evaluation results of the borrower's credit rating.
How to increase your loan amount:
1. Your loan website grants the loan amount according to the borrower's income, asset balance and personal credit status;
2. Fill in the above three aspects of information in detail as much as possible and give proof materials;
3. Repay on time and accumulate credit. We adjust the loan amount every three months.
4. On-site certification can increase the loan amount;
5. Clear loan purpose, effective offline guarantee and effective asset mortgage can all increase the loan amount.