First, the mortgage age of different banks in Beijing
The longest time in Beijing is 25 years. It is determined according to the age of the building and the age of the buyers. Generally speaking, it was issued in September 218, and the upper limit was changed from 7 years old to 65 years old. The house age < 65 years old < P > is related to the house age: generally, it is within 3 years; Calculation of the longest loan period: the loan period is less than 5 (there are differences among banks)
The borrower's age is related: generally, it can reach 65 years old. Calculation of the longest loan period: the borrower's age is less than 25 years
The above three points are met at the same time, whichever is shorter.
Requirements for housing age of provident fund loans:
Brick-concrete structure (.
according to the borrower's age: the longest loan period: municipal: 7- the age of the older couple; State management: 69- the age of the older couple
Calculated by the age of the house: the longest loan time: brick-concrete (mixed): 47- the age of the house; Steel-concrete: 57- house age
maximum loan period is 25 years
The lowest one after calculation of the above three aspects is the final loan period.
★ However, if the per capita monthly income of the loan applicant is more than three times (inclusive) of the average monthly salary of Beijing employees of 7,86 yuan, the monthly repayment amount shall not be lower than the age limit for the conditions for settling in Beijing in 22.
age requirement, the master's degree student is changed from 27 years old to 3 weeks old
. However, the recruitment requirements of other state-owned enterprises and institutions only indicate that they meet the requirements for applying for employment and settlement in Beijing. Therefore, I would like to ask, is this age change only applicable to some institutions? Or in 22, Beijing revised the age limit for the introduction of non-Beijing graduates, so that all enterprises and institutions that can solve the household registration index can recruit according to the new age requirements?
Third, the mortgage age of different banks in Beijing
The longest time in Beijing is 25 years. Generally speaking, a document was issued in September 218, and the upper limit was changed from 7 to 65. The loan period
is related to the housing age. Generally speaking, the loan period is < 5 (there are differences among banks).
The borrower's age is related. Generally, the borrower's age of 65 years can be met at the same time, and the loan period with short loan period shall prevail.
Provident fund loans for housing.
by borrower: municipal: 7- the age of the older couple; State management: 69- the age of the older couple
Calculated by the age of the house: the longest loan time: brick-concrete (mixed): 47- the age of the house; Steel-concrete: 57- house age
maximum loan period is 25 years
The lowest one after calculation of the above three aspects is the final loan period.
★ However, if the monthly income of the loan applicant is more than 3 times (inclusive) that of 6 yuan, the monthly repayment amount should not be less than it in principle
Fourth, is there an age limit for the mortgage loan of Bank of Beijing? Bank of Beijing's existing mortgage customers (aged 25-55) have a good repayment record and have been repaid for more than 2 years.