1. Meet the application conditions 1. Be 18 years old or older, and your age plus loan period shall not exceed 60 years old; 2. In principle, work and live in the location of the loan business agency for one year; 3. Have a stable career and income (in The current employer (more than 6 months) has the ability to repay the loan on time; 4. Be able to provide sound personal identity information and financial support documents that meet the requirements of Changsha Bank; 5. Good personal credit.

2. Prepare application materials 1. ID card proof materials: second-generation ID card 2. Income proof materials: including bank passbook/statement. Proof of income provided by the work unit (with official seal, recognition seal or financial seal); personal income tax bill, etc.; 3. Documents proving the purpose of the loan: car purchase contract, decoration contract, etc.

3. Apply for a loan 1. Customer application: The customer applies to our bank and submits relevant information at the same time; 2. Investigation and approval: the account manager investigates the borrower's situation and approves it according to the procedures; 3. Sign a contract: After approval, the borrower signs a loan contract with the handling bank; 4. Loan disbursement: After completing the procedures, the loan will be disbursed to the borrower's account or the loan will be transferred to the relevant collector according to the borrower's entrustment. payment account.