The monitoring indicators of credit scale are as follows: 1. Capital adequacy ratio indicator: The average balance of total capital at the end of the month / the average balance of weighted risk assets at the end of the month ≥ 8%

2. Deposit and loan ratio indicator: Closing balance of various loans/ending balance of various deposits ≤75%

3. Borrowing funds ratio indicator: Closing balance of borrowed funds/ending balance of various deposits≤4%/ending balance of borrowed funds/each The ending balance of deposits is ≤8%

4. Medium and long-term loan ratio index: the ending balance of medium and long-term loans with a remaining term of more than one year (including one year)/the remaining term of more than one year (including one year) )'s deposit balance at the end of the period ≤ 120% 5. Single loan ratio indicator: the ratio of the total loan amount to the same borrower customer and the total capital of the bank shall not exceed 10%, that is: the loan balance/total capital of the same borrower customer ≤ 10%, The total amount of loans extended to the top ten customers shall not exceed 50% of the bank's total capital, that is: the total amount of loans extended to the top ten customers/total capital of each item ≤ 50%