In order to promote and standardize the syndicated loan business, disperse credit risks and promote inter-bank cooperation, these Guidelines are formulated in accordance with the Banking Supervision Law of the People's Republic of China, the People's Republic of China (PRC) Commercial Bank Law and other laws and regulations. This business guideline was issued by China Banking Regulatory Commission in document No.85 [20 1] on August/October/October 20/kloc-0. These business guidelines are divided into general rules, syndicated members, syndicated loan initiation and preparation, syndicated loan contracts, syndicated loan management, syndicated loan charges, syndicated loan transfer transactions and supplementary rules, which shall be implemented as of the date of promulgation. The Guidelines for Syndicated Loan Business (Yin Jian Fa [2007] No.68) issued on August 1 1 2007 shall be abolished at the same time.