There is a handling fee for the loan to buy a car. Banks or 4S stores will charge applicants a certain handling fee. Many applicants complain that they are charged high fees. It is reported that the handling fee for car loan includes compulsory insurance, vehicle and vessel use tax, commercial insurance and licensing fee. At present, the car loan fee is 3%, which is about 654.38+0 million yuan. However, there is no uniform standard for handling fees, and the regulations on handling fees vary from family to family. For example, many financial companies have launched interest-free car loans, although interest-free, but still have to charge a handling fee. Some financial companies don't charge fees. Relatively speaking, the bank's handling fee is lower than that of auto financing companies and 4S stores.

To collect, Changsha loans generally need to pay a handling fee to buy a car in a 4s shop. Because the loan to buy a car requires vehicle mortgage, insurance and other procedures, the handling fees included in the loan to buy a car are mainly compulsory insurance, vehicle and vessel use tax, commercial insurance, license fees and so on. In terms of commercial insurance, there are no relevant mandatory regulations, but 4S stores often require car buyers to buy them.