1. How many commercial loans can a person buy a house at most, and what is the maximum loan amount?
1. The state stipulates that individuals can only have two loans, and banks are prohibited from providing loans to individuals. Issue third loans (including commercial loans and provident fund loans).
Second, there is no cap on commercial loans, but there is a cap on provident fund loans (please refer to the policies of the place where the provident fund is deposited).
2. Are online merchant loans and borrowed loans the same? Can online merchant loans and borrowed loans be opened at the same time?
Hello:
They are the same type , cannot exist at the same time
Online Shangdai and Ant Borrowing, their relationship is like two sisters, they belong to the same family
Online Shangdai and Ant Borrowing cannot** *Deposit, one person cannot borrow the loan limit at the same time.
3. How many times can an Agricultural Bank of China commercial loan be repaid in a year?
Twice
Agricultural Bank of China mortgage loans can be repaid in advance twice during the repayment period. The first early repayment must be one year after the first loan repayment. For early repayment, you can choose the early repayment time. However, for the second early repayment, Agricultural Bank of China requires users to pay off the remaining balance in one go. Therefore, there is no plan to settle the mortgage loan in advance, and users can only make one early repayment.
For users, early repayment of mortgage loans can save mortgage interest, but different repayment methods have different interest saving effects.
4. How many times a family can apply for commercial loans
The number of times a family can apply for commercial loans depends on several aspects, including the family’s financial ability record, the bank’s loan policy and The value of the assets purchased, etc. Generally speaking, if the family has a good credit rating and a total property value of more than $50,000, the family can apply for multiple loans if they meet the conditions for commercial loans.