At present, the benchmark 1 year is 5. 1%, and the1year is 5.65%.
Two. China People's Bank's benchmark interest rate table for deposits and loans over the years (latest)
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China people's bank deposit benchmark interest rate table over the years
Serial number12345678914151819202122232425234353637 Time-adjusted demand deposit 20/. -2820 15-05- 1 120 15-03-0 120 14- 1 1-222620 12-06-0820 1 1-07-0720 / kloc-0/ 1-00920 10 - 12-2620 10- 10-202008- 12-232008- 1 1-2008- 10-092007- 1 2-2 12007-08-222007-07-2 12007-05- 192 007-03- 182006-08- 192004 - 02-2 1 1999-06- 10 1 998- 12-07 1998-07-0 1 1998-03-25 1997- 10-2 3 1996-05-0 1 0.350.350.350.350.350.350.350.400.500.50060.360.720.720.810.810. 982。 97 1。 1。 35 1。 66438。 Six months in 565433686:1.301.551.802.052.302.552.803.052.3006+0.892.30088888686 163。 333。 964。 144。 145。 407
The adjustment time is less than half a year (including half a year), half a year to one year (including one year), one year to three years (including three years), three years to five years (including five years) and more than five years.
1990-20 13 benchmark deposit interest rate of the people's bank of China. The benchmark interest rate of the People's Bank of China, which was implemented on July 7, 201/KLOC-0, is also the current standard.
I. Deposits of urban and rural residents and units
The demand deposit is 0.50, and the time deposit is lump-sum withdrawal. 20 1 1.7.7 Current accounts are three months, six months, one year, two years, three years and five years.
They are 0.50, 3. 10, 3.30, 3.50, 4.40, 5.00 and 5.50 respectively.
2. Starting from 20111kloc-0/00, the benchmark interest rate for deposits and loans will be raised by 25 basis points.
Adjustment table of benchmark interest rate of RMB deposits and loans of financial institutions, unit:%. Interest rate before adjustment, adjusted interest rate. Demand deposits are 0.36 and 0.36, and lump-sum time deposits are taken.
Extended data:
Three months 1.7 1, six months 1.98, 2.25 a year, 2.79 a year, 3.33 a year and 3.60 a year.
Various loans: 4.86 for six months, 5.3 1 for one year, 5.40 for one to three years, 5.76 for three to five years and 5.94 for more than five years.
The People's Bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8th, 20th/KLOC-0th/2nd. The benchmark interest rate for one-year deposits of financial institutions was lowered by 0.25 percentage points, and the benchmark interest rate for one-year loans was lowered by 0.25 percentage points; The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.
From the same day:
1. Adjust the upper limit of the floating range of deposit interest rate of financial institutions to 1. 1 multiple of the benchmark interest rate.
2. Adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.8 times of the benchmark interest rate.
4. What is the benchmark interest rate of central bank loans over the years?
The benchmark loan interest rate is a monetary policy used to adjust the social economy. Commercial banks will set their own deposit interest rate according to the benchmark interest rate and raise the benchmark loan interest rate, which shows that the monetary tightening policy is being implemented at present, so that the funds flowing in the market will be reduced and the economic development can be controlled to a certain extent. Lowering the benchmark loan interest rate is the opposite.
Benchmark interest rate of loans over the years (adjusted for the last five times)
1 October 24th 1, 20 15, 10. The short-term loan interest rate is14.35%, and the medium-and long-term loan interest rate is +0-5 (inclusive) 4.75%, with a term of more than 5 years. The interest rate of individual housing provident fund loans is 2.75% for a period of less than 5 years (inclusive) and 3.25% for a period of more than 5 years.
2.20 1 August 26th, 5: the short-term loan interest rate is 4.60% within1year (inclusive), the medium-and long-term loan interest rate is 5.00% for +0-5 years (inclusive) and 5. 15% for more than 5 years. The interest rate of individual housing provident fund loans is 2.75% for a period of less than 5 years (inclusive) and 3.25% for a period of more than 5 years.
3.2065438+June 28th, 2005: The interest rate of short-term loans within 1 year (inclusive) is 4.85%, the interest rate of medium-and long-term loans within 1-5 years (inclusive) is 5.25%, and it is 5.40% for more than 5 years. The loan interest rate of individual housing provident fund is 3.00% for a period of less than 5 years (inclusive) and 3.50% for a period of more than 5 years.
4.5 1 1, 2065438: 1 year (inclusive), the short-term loan interest rate is 5. 10%, the medium-and long-term loan interest rate is 5.50%+0-5 years (inclusive), and 5.65% for more than 5 years. The interest rate of individual housing provident fund loans is 3.25% for a period of less than 5 years (inclusive) and 3.75% for a period of more than 5 years.
5.2065438 March 1: 1 year (inclusive), the short-term loan interest rate is 5.35%, the medium-and long-term loan interest rate is 5.75%+0-5 years (inclusive), and it is 5.90% for more than 5 years. The loan interest rate of individual housing provident fund is 3.50% for a period of less than 5 years (inclusive) and 4.00% for a period of more than 5 years.