2. If the borrower's estate has been inherited by his successor, especially the successor shall be liable for debt repayment within the scope of inheriting the estate;

3. If the borrower has no inheritance, the guarantor shall bear the debt repayment responsibility and may sue the guarantor.

Article 76 of China's Company Law stipulates that after the death of a natural person shareholder, his legal successor can inherit the shareholder qualification; However, unless otherwise stipulated in the articles of association.