Legal analysis: Generally not allowed, but the student is an orphan or has no legal guardian. In this case, you can ask other close relatives to serve as co-borrowers.
Legal basis: "Notice of the Ministry of Finance, Ministry of Education, and China Banking Regulatory Commission on Vigorously Carrying Out Credit Student Loans in the Place of Origin of Students" (2) Students applying for credit student loans in the place of origin must meet the following conditions:
p>1. Have the nationality of the People’s Republic of China;
2. Be honest and trustworthy, and abide by the law;
3. Have been approved to be established in accordance with relevant national regulations , full-time general undergraduate colleges, higher vocational schools and colleges (including private colleges and independent colleges, the list of schools shall be subject to the announcement of the Ministry of Education) that implement higher academic education, and obtain a true, legal and valid admission notice Freshmen or junior college students, graduate students and second bachelor's degree students currently studying in colleges and universities;
4. The student's household registration before admission and the household registration of his parents (or other legal guardians) are all in the county (city, district) ;
5. The family has financial difficulties and the income they can earn is not enough to cover the basic expenses required to complete their studies at school.