When buying a house, in addition to apartment type, floor, supporting facilities and property, the cost of buying a house is also a factor that must be considered. The cost of buying a house is related to many factors. Judging from the performance of the real estate market, buyers are just needed to buy a house this year, showing a situation of three good and three bad.
Li San mainly refers to:
First of all, real estate speculation no longer exists.
Under the comprehensive suppression of various measures, real estate speculation basically disappeared. Under the advocacy that "the house is for living, not for speculation" and the house cannot be sold casually, the real estate speculators can be described as being attacked between Scylla and Charybdis, and their profit path is completely cut off. Especially the house, if you don't want to sell it, you can sell it, and the real estate license can only be sold after a certain period of time. This is the last straw to overwhelm the real estate speculators. The real estate market has gradually returned to normal, and houses have gradually returned to the essence of living.
Second, the rent has dropped.
Is the rental market good or bad? A barometer of the market. At present, the rent price in first-tier cities has begun to fall. As the transaction volume of new houses and second-hand houses has declined to varying degrees, many owners have no choice but to sell their sublets, resulting in a sharp rise in the housing market. According to media reports, the rent of one-bedroom apartment in some hot spots of cities has been lowered by about 300 yuan.
Third, the volume of second-hand housing transactions declined.
Due to the low volume of second-hand housing transactions, the second-hand housing market in some hot cities has gradually shifted from the seller's market to the buyer's market, and the listing price of second-hand housing has begun to fall, which is more obvious than the new housing market. According to media reports, some intermediary stores have not made a deal for seven weeks in a row, and large intermediary companies have also closed their stores to resist the cold winter in the market.
Disadvantages mainly refer to:
First, the loan amount is reduced.
For those who just need to buy a house, especially families with poor economy, a small down payment and more loans are the guarantee for buying a house. However, this year's situation is that the loan amount is obviously low, and the required down payment is high. The family can't make so much money, so we have to postpone the purchase plan.
Second, repay the loan.
Unsurprisingly, in first-tier cities, mortgage interest rates have increased again. Not only was the discount cancelled, but it also increased by 10 percentage point. For buyers who have not yet applied for loans, when they apply for mortgages, they will find that the monthly repayment amount is higher than before, and they have to pay more interest every month.
Third, buying a house may consider two sets.
Everyone wants to buy a house according to the first suite, because the first suite can enjoy many discounts. However, many people's first suite qualifications are probably gone. As long as you have one house, you can buy two more in many cities. The second set means that many people can't buy it.
(The above answers were published on 20 17-06-08. Please refer to the actual situation for the current purchase policy. )
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