General car mortgage can be loaned for 3 years: 1. Under normal circumstances, the time limit for car mortgage can be relatively short. Due to the rapid depreciation of cars and the high probability of traffic accidents, car mortgages are generally short-term financing;

2. Different from the real estate mortgage loan in automobile mortgage, the general service life of real estate mortgage loan can reach 1-20 years;

3. Because the car depreciates quickly and the risk is high, the loan period can only be 1-3 years, and even many loan companies can only handle the car mortgage of 1-2 years.

Million car purchase subsidy