Housing identification means that a family, including unmarried children of both husband and wife, has a set of housing names belonging to family members, which is regarded as having a set of housing! Whether this house is bought with a loan or not, it is already the first house in the family! Re-purchase is the second house.

Loan recognition means that a family (including unmarried children of husband and wife) has purchased a house through a loan and then purchased a second house to apply for a loan or even a second house, or the house has been bought and sold, and the applicant has obtained a second loan, which is also regarded as a second house loan. According to the national second home loan interest rate 1. 1 times.