1, the maximum amount of eligible housing provident fund paid into employee family loans is adjusted to 750,000 yuan.

2. If the housing provident fund loan is used for the first time to purchase self-occupied ordinary housing, the loan amount with the construction area below144m2 (inclusive) shall not exceed 80% of the total housing price, and the loan amount with the construction area above144m2 shall not exceed 70% of the total housing price.

3. Workers who have settled the housing provident fund loan can still use the provident fund loan to buy a second set of self-occupied ordinary housing in order to improve their living conditions. The loan amount with a building area below 90㎡ (inclusive) shall not exceed 80% of the total house price, and the loan with a building area above 90㎡ shall not exceed 70% of the total house price.

4, the determination of the loan amount no longer distinguishes between single or husband and wife to pay housing provident fund.

5. Cancel the relevant provisions on the loan amount when the balance of the borrower's housing provident fund deposit account is small.

6. The time for the borrower to apply for a loan of more than 500,000 yuan to pay the housing provident fund in full and continuously is adjusted to 6 months.

7. When the borrower repays part of the loan in advance, he can choose "recalculate the monthly repayment amount of the same period" or "automatically shorten the repayment period of the same monthly repayment amount".

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