I think if you are brave enough, you can mortgage the house payment through online channels and get a loan. Generally, there are many online channels, so you can't be sure whether it is official or not, and then it is likely to be mortgaged. If you live a lifetime, you will live a heart. If you have a kind heart, everything will be fine. If you have a strong heart, all problems are not problems.

Although the human heart is only the size of a fist, when it is strong, its power is infinite and it can overcome everything. When you are vulnerable, you are particularly vulnerable and sentimental.

The heart is our root and the foundation of our existence. We should strive to cultivate our inner mind and make it stronger and stronger, because only inner strength can cure everything.

There is no powerful enemy, only yourself who is not strong enough.

Life is a contest between you and yourself. In the final analysis, it is a contest between yourself and your heart. If you can open your heart and live a positive and optimistic life, you will find that life is not as bad as you think.

In the face of hard life, we must constantly strengthen our inner strength. When no one helps us, we must stand on our own feet. Life can't knock you down as long as you stand firm.

People live to understand that there are no powerful enemies in this world, only themselves who are not strong enough. If you are not satisfied with your present life, don't complain. Strengthening your heart is our only way out.

As long as your heart is strong enough, there is no obstacle in life.

On the road of life, there are bumps and bumps. If your heart is not strong enough, then these bumps and bumps will become a hurdle that you can't get through in your life and walk very hard.

The hurdle of life, especially the hurdle of heart, is the most sad.

2. What are the risks of P2P real estate mortgage loan?

P2P:

1. Risk of overdue and bad debts.

The domestic personal credit information system is not perfect, and it is difficult to obtain loans unless the credit is of high quality. The borrower takes out the house for mortgage, which means that the loan amount is relatively high and the gap is urgent, which may exceed the borrower's default cost and easily lead to overdue and bad debts.

In order to prevent such incidents, many platforms will focus on the lender's willingness to repay at the beginning of the loan. If it is overdue, the borrower shall bear the corresponding advance payment to the investor; In case of bad debts, the interests of investors and platforms will be protected by selling real estate.

2. The risk of repeated mortgage.

If the property mortgaged to the platform has been mortgaged twice or even three times in the bank or other platforms before, once there is a problem, it will be sorted in chronological order, and the first mortgage comes first, and the residual value may not be covered.

3. The risk of economic downturn.

Take the 60%-80% mortgage rate of P2P platform as an example. If the house price appears in Wenzhou, even if the house is sold, it will not fully cover the investor's principal and income. So it is best to choose P2P platform. If housing prices in first-tier cities fall so sharply, it means that the national economy has undergone tremendous changes.

4. Acts protected by national laws.

Even if other warrants are obtained, if the borrower has other private debts or has related agreements to mortgage the house, if the borrower has bad debts, the mortgage platform will not be able to deal with the house in time to protect the rights and interests of investors under the lease law.

3. What is the P2P mortgage loan process?

I suggest you apply for a personal loan through the bank.

If you are already a CMB user and have downloaded the CMB mobile APP, you can try to make a loan through the mobile banking "My-All-Loan-I want to borrow money";

Or apply for a loan by credit card: log in to Pocket Life and click "Card Finance"-"I want to borrow money" below, depending on the audit result.

Non-CMB cards (areas without CMB) can try to apply for "e-loan". You need to download the China Merchants Bank Pocket Life APP, review it online, and lend money in 5 minutes at the earliest.