The Internet era has arrived. The Internet era is a new era that connects all aspects of information in our lives through the Internet. Today’s Internet seems to us to be omnipotent. We can do anything on the Internet. , the same is true for credit records. Now personal credit reports are not only owned by the central bank. The first batch of eight personal credit agencies have obtained licenses and started operating. For example, there are sesame points and koala points. We all know that having a bad credit record will affect your future loans, but with the opening of credit records, the aspects involved will become wider and wider, and the impact will become more and more serious. For example, being unable to take high-speed trains and airplanes affects employment, blind dates, etc.

What are the benefits of having good credit? If your credit score reaches the standard, you can enjoy deposit-free car rental, hotel accommodation, convenient visa, etc. Zhima Credit Score is an evaluation value of a user's credit level by Zhima Credit, a personal credit reporting agency under Ant Financial. The score is between 350-950. Through the score, we can roughly understand the user's credit status in life. The score The higher the score, the higher the personal credit level. One netizen said that having good credit is very convenient in life. This netizen has a Zhima credit score of 716. Because of his high credit score, he doesn’t need to pay a deposit when renting a car. He just had the idea of ??giving it a try at first, but he didn’t expect that he really didn’t need a deposit. In the past, these companies required minimum deposits. It costs more than 3,000 yuan, but now you can drive directly as long as you have a credit score of 650, which is really convenient. You can also stay in a hotel without a deposit, and you don't even have to pay for the room at the time. The hotel will deduct it directly from my Alipay when I come back. For foreign visas, you don’t have to submit tedious documents. You can directly apply for a visa online at Ali Travel’s online visa center. The higher the score, the fewer documents you need to submit. It is true that credit has a price, and good credit prevails all over the world. Not only users find it easy to use, but also merchants find it good. For example, a car rental manager said, "Judging from the situation, Zhima Fen is relatively reliable. Overall, the default rate is the same as before using credit cards as collateral. And as these users use Zhima Fen, With the increase in segmentation, the corresponding default rate for car rental users has gradually decreased. "In addition to Zhima points, there are many other "points" that have also been released or started internal testing, such as "Tencent Credit Rating Points" and Lakala's "Kola". "Points", Huadao Credit Information's "Pig Points", etc., gradually paint a credit portrait for individuals, and these credit assessments are increasingly used in life scenes to reflect credit value. The most important thing between people is credit. Why are credit cards called credit cards? Because they rely on credit. These institutions open credit reporting to let everyone understand that credit is equal to wealth. In an honest society, be a trustworthy person. If you are a good person, you will enjoy a lot of benefits because of this, but if you are untrustworthy, you will run into obstacles everywhere and have nowhere to escape because of the opening of credit records.