Real estate mortgage loan process:
The borrower opens a current deposit account in the bank;
Information required for preparing loans;
Face to face bank;
Bank filing and approval;
After approval by the bank, the bank will notify the borrower of the approval result and sign a loan contract with the borrower;
Go to the Construction Committee for mortgage registration;
Construction Committee issued his right certificate;
Handle insurance, notarization and other formalities as appropriate;
The bank directly transfers the loan to the account agreed in the contract;
The borrower shall repay the loan principal and interest according to the provisions of the loan contract.