We call it syndicated loan here, which should have the same meaning as your club. Look, what your bank should do is a hotel development loan. During the audit, firstly, you should mainly verify the land of the hotel, whether your bank is the first mortgagee, and you should go to the Land and Resources Bureau to check the mortgage registration; 2. Whether the planning and use of the hotel are consistent; Three, the construction period, cost and repayment plan; 4. Whether to open a special account to manage payment funds. The management of the lead bank and member banks is mainly based on the group management method of your bank, and the regulations of each bank are different. It is recommended to refer to your internal management measures for syndicated loans, and there is generally no mandatory provision for the loan ratio of the lead bank and member banks.