1. Monthly repayment 10 is the repayment date of Xiaomi loan. For the loans successfully applied from 1 to 3 1 in the current month, 10 in the following month is the first repayment date of the loan, and so on, with a maximum of 6 loans. If there are multiple loans, the amount due on the repayment date is calculated as the amount due on the repayment date.
2. Repayment method Rice loan currently supports six kinds of loans. The repayment method is to pay interest on a monthly basis and repay the principal at maturity. In other words, the first five of the six loans only need to pay the interest generated by the loan every month, and the last one needs to pay the interest and loan principal of last month.
3. Prepaid loans can be repaid in advance at any time from the second day after success. Interest payable shall be calculated according to the number of days as of the repayment date.
4. On the 10 repayment date of each month, the payable amount can be repaid to the current loan through the repayment button in the loan home page-repayment plan.
5. If the overdue loan is not repaid within the prescribed time limit, the penalty interest will be charged from the next day. The default interest rate is expected to be 0.5 times of the expected annualized interest rate of 65438+ loan, which will affect credit. Please be sure to return the loan or recharge it to the corresponding bank card before the maturity, so as not to affect the credit. If the repayment cannot be made on time due to special reasons, please contact our customer service department for help in advance.
6. Tianxing Digital Technology (formerly known as Mi Digital Technology) is the digital technology service platform of Xiaomi Group. With the advent of the era of 5G+ Internet of Things, Tianxing will rely on Xiaomi Group's "mobile phone ×AIoT" strategy, adhere to the tradition of Xiaomi Group's science and technology factory building, maintain the pace of steady development and long-term development, give full play to the advantages of deep-rooted industries, and constantly improve itself through the application of open platform mode and digital technology. Serve the industrial financial needs of entities, the transformation and upgrading needs of financial institutions, and the personal financial needs of consumers.