Now can be said to be the era of entrepreneurship. Many newly graduated college students are uneasy about working for others, and they begin to consider starting a business under certain family conditions. Many small and medium-sized companies have sprung up, and companies need a house to set up offices. However, when they buy office space because of lack of funds, they will also consider buying it through loans. Now it can be said that it is an era of entrepreneurship, and many newly graduated college students are not at ease to work for others. Under certain family conditions, we began to consider starting a business, and many small and medium-sized companies appeared like mushrooms after rain. The company needs a house to set up an office, but it will also consider the way of borrowing money to buy office space because of insufficient funds. So can the company buy a house in the name of a loan? What should I pay attention to when buying a house in the name of a company?

Can I borrow money to buy a house in the name of the company?

1, what is the point of this question? Company? In the name of, so what company can borrow money to buy a house? Actually, it is possible. Buyers here can be individuals, companies or other legal entities, as long as conditions are attached. However, no matter what house a company buys, it is a commercial house. The loan amount is generally 50% of the house price, but the interest rate is 10%. However, foreign companies can only buy one house in China.

2. The company's housing loan is similar to that of ordinary buyers, with the following conditions:

(1) Sign the contract and affix the official seal and corporate seal;

(2) When signing the contract, you start to apply for a loan. Because it is in the name of the company, it is more troublesome. You may need to provide running water or other documents to prove the operation of the enterprise. You can apply for this loan from a bank with more mature business.

(3) The loan can be released about 20 days-1 month at the latest after signing the contract.

What should I pay attention to when buying a house in the name of a company?

1. Companies can be divided into companies registered in China and companies registered abroad. The former company has no restrictions on the type and quantity of houses purchased, while the latter company cannot buy houses. If you have an office, you can buy a non-residential house in the name of the office.

2. The company can't buy a house with a commercial loan, and can only apply for a mortgage with the certificate after the real estate license is issued. The service life and interest rate are different from commercial loans.

3. The large tax paid by the company to buy a house is deed tax, which is 3%. Other handling fees are not high, but they are different from the property tax purchased by individuals. At the purchase price? 1.2%? 0.8? A few years.

4. If the company's property right house wants to be changed into a personal name, it must be sold and registered from the trading center.

5. The house of company property rights can be transferred by means of equity transfer, without going through the trading center, but this is only the change of equity and actual controller. The most suitable transaction is that there are no other properties and assets under the company name, otherwise it is unrealistic.

The above is the name of the company. Can I get a loan to buy a house? What should I pay attention to when buying a house in the name of a company? After reading my introduction above, I believe everyone has a certain understanding. As we all know, buying a house with a loan can alleviate the pressure of buyers, but whether to buy a house in the name of a company or an individual must calculate the cost and then consider the follow-up issues.