It can be found that the general bank's credit reporting requirements are: it cannot be overdue currently, it cannot be overdue twice within six months, it cannot be overdue three times in a row within two years, and it has failed to repay on time six times in total.

Conditions for applying for loan business:

1. Natural persons aged 18-65 years old;

2. The actual age of the borrower plus the loan application period do not Should be over 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Have good credit and no bad records;

5. Other conditions specified by the bank.