1. It depends on the specific situation. 2. Provident fund loans also have clear age limits: if the home buyer has paid the provident fund loan on time and is qualified for the provident fund loan, according to regulations, the maximum term of the provident fund loan shall not exceed 5 years after the borrower retires. 3. For example, if a man retires at the age of 60, the maximum loan period can only be until the borrower is 65 years old. 4. For women who retire at the age of 55, the maximum loan period can only be until the borrower is 60 years old.