You must buy the following insurance when you buy a car with a loan: 1, compulsory insurance, which is a kind of insurance that must be purchased according to the state regulations. As long as the borrower buys a car, compulsory insurance is compulsory and there is no room for negotiation; 2, the third liability insurance, in terms of compensation, the amount is low, if the borrower buys the third liability insurance, the amount of compensation after the accident will be quite high; I bought a new car, of course I was afraid of being stolen and robbed. It is necessary to buy a new car for anti-theft and emergency rescue. With insurance protection, borrowers don't have to worry about new cars being stolen and robbed; 4. Vehicle loss insurance, which is the most common insurance for new car purchase. In the future, if you are scratched when you use the car, you can apply for compensation to reduce the loss on the way to borrow the car.