Simple process

1. Open Alipay, find "Sesame Credit" on the "Home Page" and click Open;

2. Sesame credit interface will display the user's sesame credit score.

3. The loans opened by Alipay include "Ant Borrow" and "Flower Spend"

Detailed steps

Because all sesame credit loan applications are based on Alipay, you should first prepare an Alipay wallet for your mobile phone, log in to Alipay and click "Fortune" in the lower right corner. First, select the sesame credit score and evaluate a sesame credit score for yourself. Sesame credit score directly determines whether you can use sesame credit loan and how much you can get.

After evaluation, those who meet the requirements can choose to apply for loans. There are "flowers", "good loans" and "borrowing" on Alipay to choose from. Flower buds and "borrowing buds" require sesame credit scores of over 600 points, while the benchmark for "good loans" is 700 points. Sometimes there will be activities to lower the requirements of sesame credit score. After the selection, follow the prompts to complete the preparatory work, and you can get the corresponding loan amount, and then use it according to the regulations.

Alipay Sesame Credit Loan Process

Sesame credit is an evaluation of users' behavior, which mainly includes five dimensions: user credit record, behavior preference, performance ability, identity characteristics and personal relationship. With the increase of sesame sub-loan service, what is the loan application process?

Sesame sub-loan platform:

1. Guangfa is good at borrowing money (sesame score is above 670); 2. ants borrow money (sesame seeds score more than 600); 3. Staging (600 sesame seeds and above); 4. Recruit expectations (sesame scores 600 points can be applied); 5. Interesting stage (sesame score above 600); 6. Sesame Credit Cooperative Loan Platform (subject to the actual situation of the platform)

Sesame credit loan process:

1. Open Alipay

2. Search the loan service number in the service window (for example, Guangfa Mi You Finance).

3. Pay attention to the loan service number and enter.

4. Fill in personal information and authorize login.

5. Fill in the loan application form and select the loan amount and term.

6. The loan is pending review

How to borrow sesame credit

Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:

Step 2: You can see micro loans in more cases, and click Enter.

Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.

Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.

Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.

Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.

Extended data:

Increase the amount of sesame credit loan

1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.

2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.

Buying things with sesame credit line is also a very important way to increase sesame credit line.

4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.

5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.

6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.

7. Finally, keep a good personal credit record.